In this day and age many people are not working for the same company for their whole life. They may work for several companies before they finally retire. Each company that they go with has a different 401(k) for them to contribute to, and most people just leave those 401(k)...
There are a lot of people out there saying that cash value life insurance is the devil. They say you should never, ever buy this type of life insurance. You should always buy term and invest the rest. Buy term and invest the rest is a part of your strategy,...
Last weekend Lena ran her first half marathon. I will upload a video of our experience on our youtube channel here soon. It was a great time as a family to cheer on one of us even though the rest of us weren’t running. Afterward we had a great adventure...
What is your biggest financial hurdle? For most people the answer to this is debt. Debt is what keeps so many people in slavery. It takes a mindset shift to get out of debt, but it is possible. Lena and I have been out of debt for a few years...
I recently had to have a talk with my 12 year old son. Not even THE talk (which as open as I am about that topic, I’m still dreading having that talk. Weird, but that’s for another post). There are video games my kids play that I hate. I recently...
When I am helping someone come up with a plan for their financial future, the choices are ultimately up to the client. I will take their wishes and come up with a plan for them, but I won’t push them in any direction. I’ll show the options and let them...
One of the things I love doing is helping people find financial freedom. So many people are living in hopelessness and don’t know how to make things change. One of the things that we are slaves to in this country is debt and financial instability. Financial concepts are not taught...
Do you have a system for giving your kids an allowance? Or are you just giving them money every week for no good reason? Teaching our kids about money and how to earn it and how to treat it is an important job for us parents. If we don’t teach...
Most people probably need some form of counseling, but a lot of them either think they don’t need it or are ashamed to get it. There is no shame in counseling. Counseling can get you through some rough times. Professional counselors know things that your friends and family don’t know...
First published December 22, 2011: The beginning of this week was a little stressful. We had something pretty much every night this week. Of course, this would have to be the week that all of our kids got sick. I was out of the oils that I would use both...
